Valentine's Day is here!  Since romance is on everyone's mind, did you know that Travel + Leisure, CNN and SmarterTravel.com, named Carmel-by-the-Sea one of the 38 most romantic towns in America in 2015.

So for your next anniversary or special occasion, don't fork over your entire life savings on that diamond necklace or expensive tool set, think about a vacation to the breathtaking, relaxing and romantic Carmel-by-the-Sea.

Why it's romantic: The Central California town is a hub for both artists and Hollywood celebrities with its majestic beaches perfect for long walks at sunset and evening bonfires; its vast offerings of art, theater and music to enjoy; four-star restaurants (including L'Escargot, Anton and Michelle, Aubergine and Andrea’s Bouche); high-end shopping (including Louis Vuitton and Tiffany & Co.); hidden courtyards; and fairy-tale cottages.